PensionBusiness - Why Use Us?

The initial consultation is 100% free and will be with a fully qualified Independent Financial Adviser, who is a Pension Expert . This consultation will take place either over the phone or face to face.

We do not give advice ourselves. We put you in contact with an appropriate Pension Expert with experience of your area of need.

Each Pension Expert is vetted according to their experience and appropriate qualifications. Particular emphasis is placed upon the Chartered status of the Pension Expert or the Chartered status of their company. The Pension Expert’s individual and company FSA records are reviewed constantly.

Importantly, we also look at the standard terms of business of the Pension Expert to ensure that their charges are in line with the market. This means that we provide Pension Experts at a fair price. We believe in continuously improving our services. We assess each Pension Expert we use from the feedback we receive from clients.

Our Experience

We have over 10 years of pension industry experience. This gives us the experience needed to choose an appropriately qualified Pension Expert at a fair price.

How do we make money?

We will not charge the Pension Expert for the introduction. We will only charge if a fee or commission results from a consultation. This charge will be 25% of any fee or commission received by the Pension Expert up to a maximum of £250.

Every Pension Expert that we introduce is fully aware that we will not charge you for the advice provided by them. We also have an agreement with each Pension Expert that they will charge you in accordance with their standard terms of business. In reality, Pension Experts consider a £250 charge on their fees as a reasonable marketing cost.

This structure of payment takes away pressurised sales situations between you and your Pension Expert, and incentivises us to make sure you are introduced to the most appropriate Pension Expert.